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Here are my top picks based on cashback and rewards for online shopping in the Philippines this year:
1. UnionBank Rewards Card — 3x points on online purchases, no annual fee first year
2. BPI Mastercard — 0.5% cashback with no cap, accepted everywhere
3. Security Bank Complete Cashback — 5% on online shopping, max ₱5,000/month
Anyone else have experience with these? Especially for Shopee and Lazada purchases. Which one do you use for GCash reload as well?
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14
Security Bank is the one for Shopee. The 5% really adds up fast especially during 9.9, 10.10, and 11.11 sale seasons. I've saved thousands this year alone.
9
Maya card also works great — link it to GCash and double dip on cashbacks. Maya gives 1% cashback on all spend, and GCash adds another layer during their promo periods.
6
Don't sleep on BPI eCredit! It's specifically designed for online shopping — 1% cashback on all online transactions, no minimum spend. Plus it has a virtual card number for safer online use.